Credit cards are a popular, convenient and secure way to make casino transactions online. Credit card casinos are widely available, accepting payments from the most prominent providers such as Mastercard, Visa and American Express. Here we take a look at all the features of credit card gambling, and give you our expert recommendations for the best credit card casinos of the year.
Credit cards have been around since the 1950s, the first having been introduced by American Express. They provide a way to pay on credit, meaning that you don’t need to have the full funds in a bank account in order to make the payment. This method can help with monthly cash flow, and as long as you pay off the balance in a timely manner you can avoid any interest or charges.
Online casino credit card payments are popular for a number of reasons. First of all, they are widely accepted at gambling sites and can be used for international transactions. This is useful, as players often use online casinos based overseas. Secondly, credit cards come with their own built-in fraud protection insurance. If anyone else uses your credit card online, you can get the money back very easily.
In some countries, such as the UK, gambling with credit card is prohibited. In this jurisdiction, the closest alternative is to use debit cards or PayPal to make payments and withdrawals. With a debit card, the money is moved directly to and from a bank account, so when making a deposit it immediately affects your bank balance.
How to make Casino Deposits with Credit Cards
Making a deposit at a credit card online casino is an extremely straightforward process, and more or less the same at every site. Here we walk you through the steps you need to take to fund your credit card casino account, after which you can play for real money.
Get your credit card ready to use. You may already own a credit card, but if not it should be quick and easy to obtain one from your banking institution. This card can then be used for all kinds of purchases, including casino transactions.
Sign up with a credit card casino. If you haven’t yet made an account with a casino that accept credit cards, select one from our listings and open an account. When signing up, be sure that your information matches the details on your card. You cannot fund a casino account with someone else’s credit card.
Navigate to payments. The cashier section at credit card casinos is always easy to find, and quite often opens automatically once you have completed the signup process. Select the option to pay by credit card, and follow the on-screen instructions to make a payment. In most cases you will be asked for a minimum deposit, which may be in the region of $/£/€10.
Check and confirm the payment. Make sure the deposit amount is correct, and approve the payment. Credit card deposits are processed in a few moments, and you will soon be ready to start playing.
How to make Casino Withdrawals with Credit Cards
If you have won some money, especially if it is a substantial amount, you may want to withdraw it to a different account. Not all credit card casinos allow withdrawals to a credit card, but in those cases there will always be a number of alternatives. If you are able to make credit card withdrawals, here are the steps to follow:
Select withdrawals at the cashier. In the cashier or banking tab – the same as for deposits – you can select withdrawals. Please note that you cannot withdraw bonus funds, and making a withdrawal before wagering requirements have been completed could void any active bonuses.
Select the credit card. Most casinos will only let you withdraw to a credit card that has already been used to make a deposit.
Enter your details. Take note of the minimum and maximum withdrawal amounts, and make sure your request fits inside those parameters. Enter the card details when prompted, and make sure all the information matches that of your casino account.
Confirm and wait. Withdrawal times vary, you will usually have your money in two to five working days.
Pros and Cons of Credit Card Casinos
As with any casino payment method, there are advantages and disadvantages to using credit cards. We weigh up the evidence to help you decide whether or not to go for online casinos that accept credit cards.
Easy and convenient
Fast and secure deposits
Play now, pay later
High deposit limits
Withdrawals not always available
Fees can apply
Credit Card Security and Player Protection
Credit cards rate more highly than almost any other type of casino payment method for security. Casino sites themselves are already very secure, employing top-level data encryption protocols to ensure that all customer information is safe. When you play at a licensed casino, such as the ones in our listings, the online security can rival that of any banking establishment.
Credit cards also use tools such as two-factor authentication to verify customer identity and prevent fraud. If a card is stolen or lost it can be cancelled easily, but even if someone uses it fraudulently the issuer insurance can usually cover any bogus payments. Managing credit cards is easier than ever these days via mobile apps, some of which require biometric authentication such as a fingerprint.
The only drawback in terms of player protection is related to how credit cards function. Using a credit card is, in effect, incurring a debt which must then be paid back. If you don’t clear the balance in time, you must also pay interest and even fees. This is the reason that gambling with credit card is banned in the UK. If your money management skills are good enough, then it is fine to use a credit card, but it is not recommended for anyone who has had any issues with gambling in the past.
Credit Card Casino Bonuses
When you deposit at an online casino with a credit card, you can claim a welcome bonus which could include free spins, a deposit match, or cashback. Unlike some other payment methods, with credit cards you are almost always eligible to claim the casino sign up bonus, and any reload offers later on.
Using both the bonus and your own deposited money, you can then play all the credit card slots and other casino games that the site has to offer.
Credit Card Casinos FAQs
💡 Can I use a credit card for gambling?
Yes, many online casino sites around the world accept credit card payments to fund an account. There are some exceptions, such as the UK where there are no longer any credit card casinos.
💡 Do all online casinos accept credit cards?
Not all, but most accept major credit cards such as Mastercard and Visa. In turn, the card companies permit deposits to online casino accounts.
💡 What are the benefits of using credit card casino sites?
Speed and security are the two biggest advantages of banking with a credit card. Deposits are instant, and credit cards are perhaps the safest way to make any online transactions thanks to multiple layers of security.
💡 Are there any fees at credit card casinos?
Not usually, although sometimes there may be a small processing fee for making a withdrawal. Deposits are always free to make.
💡 What is the best credit card casino?
There are many top rated online casinos that accept credit cards. Make sure to select from our listings to avoid rogue operators. We only endorse sites with a full license from a recognised gambling authority, and we have thoroughly vetted each site to ensure that it meets high standards.
With over twelve years of experience, Beth brings a lot of knowledge in the field of gambling and always deals intensively with casinos reviews. She is responsible for most of the content that is written on MrCasinova.com and she also manages all MrCasinova.com contributors. Beth is native English and graduated with an MBA from Anglia Ruskin University.
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